Apply for credit

Finance your studies

Finances are a factor in your decision, but they shouldn’t stop you from investing in yourself and your future. We have the following options available to ensure your financial situation doesn’t get in the way of your goals and dreams.


Apply for credit

Apply for credit with our partner banks and enjoy discounted interest rates. This is subject to your credit risk assessment and affordability. 

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Unlock your potential with Capitec Education Finance.

Fund your future with an education term loan from Capitec Education Finance! You could get up to R500 000 at a discounted fixed interest rate of up to 84 months to pay.

See if you qualify and get a free estimate in 3 easy steps, or apply online today.

Why use Capitec Education Finance?

•    Lower monthly payments to fit your budget
•    Apply online or in-branch – the choice is yours
•    We pay the educational institution directly so you don’t have to worry about it

How it works:

  1. Get an estimate to see if you qualify and what you could get
  2. If you qualify, we’ll contact you to finalise your application
  3. Once your application is approved, we’ll pay the educational institution for you
  4. You repay the credit to us with a monthly debit order

How do I apply?

You can scan the QR code below, apply online and get a reply in 5 minutes, or email us at

Apply now










Standard Bank

If you are a Standard Bank client, we invite you to call or email Kreeson Nadar to discuss your study loan needs. 

Standard Bank guarantees the rates will be less than the normal student loan rate. There is also the option of a payment plan up to 60 months (5 years), with the choice of either a Straightforward Payment Plan or a Revolving Credit Plan. 

Further, if you open your account with Standard Bank, there is a possibility of being offered Prime.

Contact information:
Kreeson Nadar
071 354 6015

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Company Sponsorships

Your employer may sponsor some or all of your tuition fees. 

Write to Yusuf Essack, Henley programme consultant, at and he will help you build a case on how to get your company to sponsor your studies. 

Henley building

Structure a payment plan

Self-funding students can connect with Malesela Matlatle at to discuss a payment plan.

Contact information:
Malesela Matlatle